Penalties & Fees is not endorsed or reviewed by the federal Medicare system. This information is not professional advice and do not ever cancel coverage without discussing it with your current insurance plan and Medicare. 



Part A Penalties 

The good news is that there are very few instances where you will get a penalty for delaying Part A.

The bad news is that if you do get a penalty, it will be 10% of your premium for double the number of years you delayed. Yikes.

If you don't know if you are eligible for Part A then take the eligibility and timing calculator first. 



Part B Penalties

It is very important to make sure that delaying Medicare B is the right thing for you. The penalties can be really intense if you don't. Our form to the left will help you figure out if you are going to face penalties for delaying. 


Part D Penalties

Part D is a tad complicated and the penalty amounts are a tad complicated. But here is the most important thing to keep in mind: the biggest penalty you face with delaying D is lack of coverage and you never know when you are going to need costly medications. There are only a few times a year you can sign up so you can get gaps in coverage for extended periods of time if you miss your windows. 

Medigap Timing & Penalties

Medigap functions differently than Medicare in some ways, and in some ways it is very similar. The main thing to know is that it covers gaps in coverage that Original Medicare doesn't cover. If you want to find out when to get it and how it works then use the form here!

**These penalties apply only to people who are 65 or older. If you are looking for penalties about delays in signing up and you have SSDI then send us your email and we will contact you as soon as we have that up.