Your Medicare journey starts here
I am almost 65 and still working.
You need to find out if your work will still cover you after you turn 65.
You need to find out the time period you will need to apply after you stop working if your work will still cover you.
You need to find out if you should put off every kind of Medicare until you stop working.
I am almost 65 and retired.
If you are married, you need to first determine if your spouse will be able to cover you through their work.
You need to decide what kind of coverage you want. There are two basic buckets of packages.
You need to figure out how you are going to get your medications covered.
You need to figure out the types of services covered by Medicare.
I have a different situation...
Although most people fall into the first two buckets, there are lots of reasons why things are not as simple as the first two situations. This is not exhaustive but these are some of the more common situations.
- Are you or were you in the military?
- Were you on disability?
- Were you in the Federal government?
- Are you in prison?
- Do you live overseas?
- Do you receive state assistance?
- Are you not an American citizen?